English | Bahasa Malaysia
1) What type of motorcycle insurance/takaful is provided by the insurer/takaful operator?
The insurers/takaful operators currently provide the following motorcycle insurance/takaful coverage:
(a) For Allianz only - Third Party coverage which covers third-party loss (injuries, death, or loss/damages to their property) caused by your vehicle.
(b) For Allianz, Zurich and Zurich Takaful - Comprehensive coverage which covers the above plus the damages to your motorcycle up to its market value or sum insured, whichever sum is the lesser. And, covers the loss or damages to your motorcycle due to accident, fire or theft.
Please refer to the following documents for more details on the Allianz Motorcycle product, including coverage and exclusions:
Underwritten by Allianz General Insurance Company (Malaysia) Berhad
Underwritten by Zurich General Insurance Malaysia Berhad
For comprehensive coverage, please refer to Z-Rider (Plus) Comprehensive
Zurich Z-Rider - Product Disclosure Sheet - English
Zurich Z-Rider - Product Disclosure Sheet - BM
Zurich Z-Rider - Policy Wording - English
Zurich Z-Rider - Policy Wording - BM
Underwritten by Zurich General Takaful Malaysia Berhad
For comprehensive coverage, please refer to Z-Rider Takaful (Plus) Comprehensive
Zurich Z-Rider Takaful - Product Disclosure Sheet - English
Zurich Z-Rider Takaful - Product Disclosure Sheet - BM
Zurich Z-Rider Takaful - Certificate Wording - English
Zurich Z-Rider Takaful - Certificate Wording - BM
2) Who can apply to renew motorcycle insurance/takaful via the Shopee platform?
Any Shopee user with an expiring motorcycle insurance/takaful can renew his/her motorcycle insurance/takaful with the relevant insurer/takaful operator via the Shopee platform:
For Allianz Motorcycle Plus
(a) The policyholder must be between 16 and 80 years old
(b) Users can renew their motorcycle insurance up to 60 days before the expiration date but are not permitted to renew via the Shopee platform after the expiry date.
For Zurich Z-Rider and Z-Rider Takaful (Plus) Comprehensive
(a) The policyholder/participant has to be between 16-80 years old.
(b) Users can renew their motorcycle insurance/takaful as early as 60 days before and up to 1 year after the expiration date.
3) What types of motorcycle can be covered under the Motorcycle Insurance/Takaful?
Privately used motorcycles that are registered with Jabatan Pengangkutan Jalan Malaysia (JPJ) and used within Malaysia only.
For Allianz Motorcycle Plus - the private used motorcycles are below 20 years old from its manufacturing date.
For Zurich Z-Rider and Z-Rider Takaful (Plus) Comprehensive - the private used motorcycles are below 15 years old from its manufacturing date and the motorcycles are between 50 CC to 250 CC.
4) What is the motorcycle insurance/takaful coverage period?
The motorcycle insurance/takaful coverage period provided by the insurer/takaful operator is for 12 months
5) What is the Rahmah Insurance initiative in Allianz Motorcycle Insurance?
The Rahmah Insurance initiative, introduced by the Government of Malaysia, provides affordable insurance plans for all Malaysians.
In support of this initiative, Allianz Malaysia offers a complimentary flood relief benefit of RM1,000 when the insured motorcycle is damaged due to a flood (limited to a one-time payout) for all policyholders until further notice.
Please contact Allianz for further information.
