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[SPayLater Motorcycle] Can I combine my SPayLater limit with SPayLater Motorcycle limit?

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Upon successful activation of SPayLater Motorcycle, you will be granted a separate limit specifically for motorcycle purchases. During the purchase of the motorcycle, a combination of your available SPayLater General Limit and SPayLater Motorcycle Limit will be used.  
 
When limits are combined, the profit rate will follow the SPayLater Motorcycle transaction at 0.92% per month. 


⚠️ Note:

  • Alternatively, you may choose to increase your down payment amount paid to the dealer to reduce the total instalment amount.

  • A minimum instalment amount of RM3,000 is required for the usage of SPayLater Motorcycle. 

  • If the SPayLater Motorcycle limit granted is not fully utilised, the remaining balance cannot be used for other transactions or future purchases. 

  • Motorcycle On the Road Price includes road tax fees and motorcycle insurance. 


SPayLater Motorcycle is a service provided by Monee Capital Malaysia Sdn. Bhd. (formerly known as SeaMoney Capital Malaysia Sdn. Bhd.).

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