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[SPayLater Motorcycle] Do I need to provide any documents during activation?

English | Bahasa Malaysia 
 
Depending on the user profile, you may be required to upload documents during SPayLater Motorcycle activation.
 

A) For employed, salaried users 

  1. Mandatory 

  • Latest 3 months Salary Slip, AND

  • Any one (1) of the following documents:

    • Latest 3 months Bank Statement, OR

    • Latest EPF statement showing at least 3 months contribution

  1. Optional 

  • Latest Tax Declaration Form

 

B) For users who are business owners

  1. Mandatory - All two (2) of the following documents:

  • Company Business Registration Certificate

  • Latest 3 months Bank Statement

  1. Optional 

  • Latest 3 months Salary Slip

  • Latest Tax Declaration Form


Income Document Guidelines

No.

Document Type

Requirements 

1

Payslip / Salary Slip

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Payslip must consist of these data:

1. Your Name

2. Company Name

3. Salary Date or period

4. Salary Amount 

 

Upload Guide:

1. Upload most recent 3 consecutive monthly payslips

2. Upload 3 separate files - do not combine multiple months into one 

3. No blurry or cropped files

4. No image-to-PDF conversions

5. No password-protected files

6. Maximum 20MB per file

2

Bank Statement

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Bank Statement must consist of these data:

1. Your Name

2. Your Account Number

3. Bank Statement date and show a full month record

4. Salary crediting record

5. Bank statement period matches the salary slip if submitting both documents 

 


Upload Guide:

1. Upload most recent 3 consecutive months of bank statements

2. Upload 3 separate files - do not combine multiple months into one 

3. No first / last page only bank statement

4. No blurry or cropped files

5. No image-to-PDF conversions

6. No password-protected files

7. Maximum 20MB per file

3

EPF Statement

4184bf30fca8409f978ee9e3d50a67c2.png


EPF Statement must consist of these data:

1. Your Name

2. At least the last three months’ contributions


Upload Guide:

1. No blurry or cropped files

2. No image-to-PDF conversions

3. No password-protected files

4.Maximum 20MB per file 

5. Example: 

· Jan - Mar applicants: Last year + this year’s EPF statements

· Apr - Dec applicants: Only this year’s EPF statements

4

Business Registration Certificate / SSM Certificate

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Business Registration Certificate must consist of these data:

1. Company Name and Owner / Director Name

2. Company/Owner/Director name must match the company/owner/director name on Bank Statement

 


Upload Guide:

1. No blurry or cropped files

2. No image-to-PDF conversions

3. No password-protected files

4. Maximum 20MB per file

5

Tax Declaration Form 

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Tax Declaration Form must consist of these data:

1. Your Name

2. Your Tax Identification No. (TIN)

3. Year of Assessment

 

Upload Guide:

1. Upload most recent Form B/BE or Tax Receipt

2. No blurry or cropped files

3. No image-to-PDF conversions

4. No password-protected files

5. Maximum 20MB per file


SPayLater Motorcycle is a service provided by Monee Capital Malaysia Sdn. Bhd. (formerly known as SeaMoney Capital Malaysia Sdn. Bhd.).
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