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[SPayLater] How do I activate SPayLater?

1. How do I activate SPayLater?

You can find the detailed activation instructions here: About SPayLater.

2. Is there minimum spending for making purchases with SPayLater?

Tenure Option	Minimum Spending
1-month	RM1
3-month Instalment	RM1
6-month Instalment	RM1
12-month Instalment	RM1
18-month Instalment	RM200
24-month Instalment	RM200

3. I have previously activated SPayLater on another account. Can I activate SPayLater again on my new account?

Please be advised that SPayLater will only allow one (1) MyKad to activate one (1) SPayLater account. If you have used your identification card (MyKad) to activate SPayLater previously on a different account, you will not be able to activate SPayLater on another account with the same identification card.

4. Why my SPayLater application is rejected

To learn more, please refer to this article: [SPayLater] Why was my SPayLater application rejected?

5. My SPayLater activation is successful. However, my SPayLater is locked after my activation

Factors Influencing Account Review

Please know that these measures are in place to maintain fairness and security for all our customers.

Late or missed payments may affect your account status
Multiple risk factors are considered for SPayLater eligibility
Periodic reviews ensure different accounts enjoy varying benefits
Shopee reserves the right to adjust account accessibility over time

Guidelines to Prevent Account Locking

Ensure that you make your payments on time to avoid your SPayLater account from being locked. You can refer here for more information on late charges. To make repayments for your SPayLater bills, you can also follow the steps here.
Please do not participate in any activities or transactions against SPayLater’s Terms of Service.

Learn more here

SPayLater is a service provided by Monee Capital Malaysia Sdn. Bhd. (formerly known as SeaMoney Capital Malaysia Sdn. Bhd.).

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