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[SFinancing-i] How does SFinancing-i accurately assign a facility limit for users?
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We usually determine users’ eligibility to access our services, and a suitable facility limit, based on their transaction history and shopping behaviour on Shopee. The initial facility limit tends to be small but will gradually increase over time as users use our service and make payments punctually.
We will grant each person a limit based on their user behaviour. We will then review their accounts periodically and adjust their limits accordingly. This safeguards users from overcharging what they can repay and ensures greater financing flexibility for them in the long term.
SFinancing-i is a service provided by SeaMoney Capital Malaysia Sdn Bhd.
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