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[SPayLater] What happens if I do not make payment on time?
English | Bahasa Malaysia
You are required to make full payments as per your SPayLater bills whenever you have utilised the SPayLater function.
If you do not make full payment by the 1st, 10th or 20th of every month, your SPayLater and/or Shopee account will be suspended. To continue using the SPayLater service, a late charge of RM10 will be charged.
Examples as below:
A late charge will be charged every time there is an overdue and the user's SPayLater account is suspended | ||
Due Date | Bill payment Made By User | Late Charge |
1 August | Users make full payment | 0 |
1 September | No payment made, user overdue | RM10 |
1 October | No payment made, user overdue | No late payment charge. The user will only be charged RM10 once if there are consecutive overdue |
1 November | User make full payment (for the Sep, Oct and Nov) | 0 |
1 December | No payment made, user overdue | RM10 |
1 January | Users make full payment | 0 |
To remain Shariah-compliant, any charges above the actual cost incurred will be donated to a charitable body approved by the Shariah Advisor.
You may click HERE for more information.
