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If the payment for your SPayLater is not settled within the designated time frame, a late charge will be applied, which could result in the suspension of both your SPayLater and Shopee accounts. Late charge is the amount of the bill principal or RM10, whichever is lower.
In alignment with Shariah principles, any charges beyond the actual incurred cost will be directed as a donation to a charitable organisation endorsed by the Shariah Advisor.
It's mandatory to fulfil the complete payment amount specified in your monthly SPayLater bill through either of the following options:
Options | Repayment Timeline |
Option 1 | Billing Date: 1st of the month· Due Date: 10th of the month |
Option 2 (NEW) | Billing Date: 11th of the month Due Date: 20th of the month |
Option 3 | Billing Date: 21st of the month· Due Date: 1st of the month |
Below is an example of the monthly repayment timeline:
You can access additional details by clicking HERE.
SPayLater is a service provided by SeaMoney Capital Malaysia Sdn Bhd.